Assessing severe bodily injured victims losses in MTPL Losses

France 2024 study

MOTOR THIRD PARTY LIABILITY LOSSES CCR Re 2024_Page_01

Personal injury claims in motor liability insurance only represent 1.7% of the total number of motor claims (around 131,000 claims) but they account for a third of the total cost of motor claims (in 2022).

Every year, motor third party liability insurers pay out more than €4 billion in compensation to victims of personal injuries.

voiture
Photo de groupe

In 2024, more than 50 insurers in France relied on CCR Re’s expertise to provide reinsurance coverage for their motor third-party liability policies, representing circa €26 million in premiums.


These long-term relationships enabled CCR Re to build a database that tracks changes in the total loss value for road traffic victims with personal injuries of €1 million or more, excluding any increase in annuity payments and inflation.


Buoyed by its success in 2019, CCR Re has decided to update its study to present its analysis 
of the trends observed since 2005